From PayPal to PayPal World – the Californian payment giant announced its next big step towards a global wallet in the summer of 2025.
From the end of 2025, users from India, China, Latin America and other markets will be able to use their local wallets – such as UPI, Weixin Pay or Pix – outside their home market.
PayPal World is intended to connect these previously separate systems and seamlessly enable payments between different wallets – for example, between PayPal and Venmo within the USA.
This will create the first global ecosystem designed to standardise and accelerate cross-border payments.
PayPal World: a global wallet, new opportunities – and familiar problems
For merchants, this initially sounds like a relief – a plugin, less integration effort, global reach. Jackpot?
Not quite, because this standardisation shifts the complexity: in future, it will lie with PayPal itself.
The problem: as systems become more complex, the risk of disruptions on PayPal's side also increases – and with it, merchants' dependence on the stability of these systems.
It was only in August 2025 that a PayPal outage occurred in Germany, affecting payments in the double-digit billion range according to Reuters – a reminder that even established providers are not infallible.
Wallets are changing the payment market
What does that mean in concrete terms?
PayPal World is opening up new markets for many merchants – and at the same time confronting them with ‘old acquaintances’.
A tiresome issue for many merchants: payment failure abandonment – errors that prevent a transaction from being completed during checkout. This means that the payment is attempted but fails.
These errors are not an exception. According to statistics, 17 per cent of users say they abandon a purchase due to technical problems (e.g. page errors, payment timeouts) (source: Checkout Abandonment Statistics 2025).
For many merchants, it is difficult to determine how much revenue is actually lost due to payment failure abandonment.
The fact is that most customers are gone for good – and often do not return because they believe that the payment process cannot be completed.
This creates a problem for merchants that traditional reports never reveal.
Payment failure abandonment: Why monitoring is so important
Payment failure abandonments are still blind spots in e-commerce.
What can help? Anomaly detection systems such as INTELLIFANT do not monitor the payment process itself and therefore do not detect individual payment errors – but they analyse the number of incoming orders across all channels, making it possible to see early on when order patterns suddenly deviate from normal behaviour.
This also reveals problems that arise in the background. So at least it becomes apparent in a timely manner that something is wrong.
Payment failure abandonment: Why more complexity means more risk
PayPal has been considered one of the most secure payment providers in the world for years and processes millions of transactions every day without error.
However, the more currencies, regions and regulatory requirements are integrated into a system, the greater the technical vulnerability to errors, timeouts and delays.
Even a minimal increase in the error rate can cause billions in losses in global transaction volume.
It is therefore worthwhile for merchants to use monitoring solutions that not only analyse sales, but also detect anomalies in background traffic – i.e. at the moment when a system fails ‘silently’.
Conclusion: PayPal World – more opportunities, but the risks remain
PayPal World reduces integration complexity and could give many merchants access to completely new markets – but it does NOT reduce the need for stable technical monitoring!
Anomaly detection systems such as INTELLIFANT help to ensure just that: they detect atypical drops or errors before they cost revenue – and thus become digital insurance for functioning global payment processes.
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